Covenants And Restrictions SECTIONS 3 & 4


SCHEDULE "B"

DECLARATION OF
COVENANTS, CONDITIONS AND RESTRICTIONS

THIS DECLARATION, made on the date hereinafter set forth by JOLAMAR, INC., hereinafter referred to 
as "Declarant":
WITNESSETH

WHEREAS, Declarant is the owner of certain property in Broad Run Magisterial District, County of 
Loudoun, State of Virginia, which is more particularly described as:

LOTS ONE HUNDRED FIFTY (150) through ONE 
HUNDRED FIFTY-SIX (156), both inclusive, and LOTS 
ONE HUNDRED SIXTY-SIX (166) through ONE 
HUNDRED EIGHTY-FIVE (185), both inclusive, and Parcels 
"I", "J", and "K", SECTION FOUR, CARDINAL GLEN, as 
the same appear duly dedicated, platted and recorded among 
the land records of Loudoun County, Virginia.

NOW, THEREFORE, Declarant hereby declares that all of the property described above shall be held, sold 
and conveyed subject to the following easements, restrictions, covenants and conditions, which are for the purpose 
of protecting the value and desirability of, and which shall run with, the real property and be binding on all parties 
having any right, title or interest in the described properties or any part thereof, their heirs, successors and assigns, 
and shall inure to the benefit of each owner thereof.

ARTICLE 1

DEFINITIONS

Section 1.     "Association" shall mean and refer to NUMBER THREE AND FOUR CARD1NAL GLEN OF 
LOUDOUN HOME OWNERS ASSOCIATION, its successors and assigns.

Section 2.     "Owner" shall mean and refer to the record owner, whether one or more persons or entities, of a 
fee simple title to any Lot which is a part of the Property, including contract sellers, but excluding those having 
such interest merely as security for the performance of an obligation.

Section 3.    "Property" shall mean and refer to that certain real property hereinbefore described, and such 
additions thereto as may hereafter be brought within the jurisdiction of the Association.

Section 4.    "Common Area" shall mean all real property (including the improvements thereto) owned by the 
Association for the common use and enjoyment of the owners. The Common Area to be owned by the Association 
at the time of the conveyance of the first lot is described as follows:

PARCELS "I", "J" and "K", containing a total of 4.9740 acres 
or 216,667 square feet in the Subdivision known as SECTION 
FOUR, CARDINAL GLEN, as the same is duly dedicated, 
platted and recorded among the land records of Loudon 
County, Virginia.

Section 5.       "Lot" shall mean and refer to any numbered plot of land shown upon any recorded subdivision 
map of the Property  with the exception of the Common Area or reserved areas.

Section 6.       "Declarant" shall mean and refer to JOLAMAR, INC.  its successors and assigns if such 
successors or assigns should acquire more than one undeveloped Lot from the Declarant for the purpose of 
development.

ARTICLE II

PROPERTY RIGHTS

Section 1.       Owner's Easements of Enjoyment.  Every owner shall have a right and easement of enjoyment 
in and to the Common Area which shall be appurtenant to and shall pass with the title to every Lot, subject to the 
following provisions:

(a) the right of the Association to charge reasonable admission and other fees for the use of any recreational 
facility situated upon the Common Area;
(b) the right of the Association to suspend the voting rights and right to use of the recreational facilities by 
an owner for any period not to exceed 60 days for any infraction of its published rules and regulations;
(c) the right of the Association to dedicate or transfer all or any part of the Common Area to any public 
agency, authority, or utility for such purposes and subject to such conditions as way be agreed to by the 
members. No such dedication or transfer shall be effective unless an instrument agreeing to such 
dedication or transfer signed by more than 2/3rds of each class of members has bean recorded. The 
Association shall not make any dedication or transfer of the common area contrary to the provisions of 
the then existing ordinances of Loudoun County, Virginia.

Section 2.      Delegation of Use. Any Owner may delegate, in accordance with the  By-Laws, his right of 
enjoyment to the Common Area and facilities  to the members of his family, his tenants, or contract purchasers  
who reside on the Property.

ARTICLE III

MEMBERSHIP AND VOTING RIGHTS

Section 1. Every owner of a Lot which is subject to assessment shall be a member of the Association. 
membership shall be appurtenant to and may not be separated from ownership of any Lot which is subject to 
assessment. 

Section 2. The Association shall have two classes of voting membership:

Class A. class A members shall be all owners, with the exception of the Declarant, and shall be entitled to 
one vote for each Lot owned. When more than one person holds an interest in any Lot, all such persons shall be 
members. The vote for such Lot shall be exercised as they determine, but in no event shall more than one vote be 
cast with respect to any Lot.

Class B. The Class B member(s) shall be the Declarant and shall be entitled to three (3) votes for each Lot 
owned. The Class B membership shall cease and be converted to Class A membership on the happening of either 
of the following events, whichever earlier occurs:

(a) when the total votes outstanding in the Class A membership equal the total votes outstanding in the Class 
B membership; or
(b) on March 1, 1991.

ARTICLE IV

COVENANT FOR MAINTENANCE ASSESSMENTS

Section 1. Creation of the Lien and Personal obligation of Assessments. The Declarant, for each Lot owned 
within the Property, hereby covenants, and each Owner of any Lot by acceptance of a Deed therefor, whether or 
not it shall be so expressed in such Deed, is deemed to covenant and agree to pay to the Association: 1) annual 
assessments or charges; and 2) special assessments for capital improvements, such assessments to be established 
and collected as hereinafter provided. The Declarant, for each Lot owned within the Property, hereby covenants 
and agrees to pay annual assessments and special assessments for capital improvements at a rate of twenty- five 
percent (25%) of the assessments established for and collected from Class A members. Provided, however, for 
each Lot owned by Declarant having an occupied dwelling thereon, Declarant shall pay one hundred percent 
(100%) of the established assessment. The annual and special assessments, together with interest, costs and 
reasonable attorney's fees, shall be a charge on the land and shall be a continuing lien upon the property against 
which each such assessment is made. Each such assessment, together with interest, costs and reasonable attorney's 
fees, shall also be the personal obligation of the person who was the Owner of such property at the time when the 
assessment fell due. The personal obligation for delinquent assessments shall not Pass to his successors in title 
unless expressly assumed by them.
Section 2.  Purpose of Assessments. The assessments levied by the Association shall be used exclusively to 
promote the recreation, health, safety and welfare of the residents in the Property and for the improvement and 
maintenance of the Common Area.
Section 3. Maximum Annual Assessment. Until January I of the year immediately following the conveyance 
of the first Lot to an Owner, the maximum annual assessment shall not exceed SIXTY AND 00/100 DOLLARS 
($60.00) per Lot.
a)  From and after January 1 of the year immediately following the conveyance of the first Lot to an owner, 
the maximum annual assessment may be increased each year not more than 5% above the maximum assessment 
for the previous year without a vote of the membership.
b) From and after January I of the year immediately following the conveyance of the first Lot to an Owner, 
the maximum annual assessment may be increased above 5% by a vote of two-thirds (2/3rds) of each class of 
members who are voting in person or by proxy, at a meeting duly called for this purpose.
c)  The Board of Directors may fix the annual assessment at an amount not in excess of the maximum.

Section 4. Special Assessrnents for Capital Improvements. In addition to the annual assessments authorized 
above, the Association may levy, in any assessment year, a special assessment applicable to that year only for the 
purpose of defraying, in whole or in part, the cost of any construction, reconstruction, repair or replacement of a 
capital improvement upon the Common Area, including fixtures and personal property related thereto, provided 
that any such assessment shall have the assent of two- thirds (2/3rds) of the votes of each class of members who 
are voting in person or by proxy at a meeting duly called for this purpose.

Section 5. Notice and Quorum for any Action Authorized Under Sections 3 and 4. Written notice of any 
meeting called for the purpose of taking any action authorized under Section 3 or 4 shall be sent to all members 
not less than 30 days nor more than 60 days in advance of the meeting.  At the first such meeting called, the 
presence of members or of proxies entitled to cast sixty percent (60%) of all the votes of each class of membership 
shall constitute a quorum. If the required quorum is not present, another meeting may be called subject to the same 
notice requirement, and the required quorum at the subsequent meeting shall be one-half (1/2) of the required 
quorum at the preceding meeting. No such subsequent meeting shall be held more than 60 days following the 
preceding meeting.

Section 6.   Uniform Rate of Assessment.  Both annual and special assessments must be fixed at a uniform 
rate for all Lots and may be collected on a monthly basis.

Section 7.   Date of Commencement of Annual Assessments - Due Dates. The annual assessments provided 
for herein shall commence as to all Lots on the first day of the month following the conveyance of the Common 
Area. The first annual assessment shall be adjusted according to the number of months remaining in the calendar 
year. The board of Directors shall fix the amount of the annual assessment against each Lot at least thirty (30) days 
in advance of each annual assessment period. Written notice of the Annual assessment shall be sent to every owner 
subject thereto.  The due dates shall be established by the Board of Directors.  The Association shall, upon 
demand, and for a reasonable charge, furnish a certificate signed by an officer of the Association setting forth 
whether the assessments on a specified Lot have been paid.  A properly executed certificate of the Association as 
to the status of assessments on a Lot is binding upon the Association as of the date of its issuance.

Section 8. Effect of Non-Payment of Assessments - Remedies of the Association. Any assessment not paid 
within thirty (30) days after the due date shall bear interest from the due date at teo rate of eight percent (8%) per 
annum. The Association may bring an action at law against the Owner personally obligated to pay the same, or 
foreclose the lien against the property. No owner may waive or otherwise escape liability for the assessments 
provided for herein by non-use of the Common Area or abandonment of his Lot.

Section 9. Subordination of the Lien to Mortgages.  The lien of the assessments provided for herein shall be 
subordinate to the lien of any first mortgage.  Sale or transfer of any Lot shall not affect the assessment lien. 
However, the sale or transfer of any Lot pursuant to mortgage foreclosure or any proceeding in lieu thereof, shall 
extinguish the lien of such assessments as to payments which became due prior to such sale or transfer. No sale or 
transfer shall relieve such Lot from liability for any assessments thereafter becoming due or from the lien thereof.

ARTICLE V

RESTRICTIONS

1.  Land Use and Building Type.  No Lot shall be used except for residential purposes. No building shall be 
erected, placed or permitted to remain on any Lot other than one detached single family dwelling not to exceed 
two and one-half stories in height and a private garage for not more than two cars.

2. Architectural Control.  No building, fence, wall, antenna, swimming pool or other structure shall be 
erected, placed or altered on any lot until the construction plans and specifications, and a plan showing the location 
of the structure have been submitted in writing and approved by the Architectural Control Committee as to quality 
of workmanship and materials, harmony of external design with existing structures, and as to location with respect 
to topography and finished grade elevation. No fence of any kind shall be erected or maintained on any portion of 
the said premises along the front property line or from the front building line to the front lot line. This restriction 
shall not be construed to preclude the growth of an ornamental hedge fence which shall be kept neatly trimmed to 
a height of not more than three feet around the front yard of any of said Lots. No fence of any kind shall be erected 
or maintained in or along the rear of said premises or from the front building line to the rear lot line or from the 
side of any building to the said lot line except a hedge, picket, chain link, or a fence of woven wood design, unless 
submitted in writing and approved by the Architectural Control Committee. No fence shall exceed 48” in height, 
except a fence along the rear lot line or along a side lot line to the rear may exceed 48” but not 60” in height. This 
restriction shall not be preclude the building of a fence to enclose a swimming pool area in conformance with the 
applicable ordinances of Loudoun county, Virginia.  Any fence built on any of the above described lots shall be 
maintained in a proper manner so as not to detract from the value and desirability of surrounding property. The 
words "rear yard" as set forth above shall not include any area that extends in front of the building restrictions lines 
as established by the Zoning ordinances of Loudoun County, Virginia, and shall apply to both of the street frontage 
on all corner lots.  

3. Easements. Easements for installation and maintenance of utilities and drainage facilities are reserved as 
shown on the recorded plat and as set forth in the Deed of Dedication.

4. Nuisances. No noxious or offensive activity shall be carried on upon any lot, nor shall anything be done 
thereon which say be or may become an annoyance or nuisance to the neighborhood. No clothing, laundry or wash 
shall be aired or dried on any portion of the properties in any area other than in the rear yards of the lots.

5. Business Use.  No trade or business of any kind shall be advertised from or transacted on the said 
premises, except that this covenant shall not prevent a lawyer, physician, dentist, podiatrist, chiropodist, or any 
other member of the medical, dental or legal profession from practicing such profession from said premises, 
provided that such person so practicing such profession from said premises also resides therein, has no more than 
one employee, and complies in all respects with the Zoning Ordinance of Loudoun County, Virginia.

6. Signs.  No sign of any kind shall be displayed to the public view on any lot except one professional sign-of 
not more than one square foot, one sign of not more than five square feet advertising the property for sale, or rent, 
or signs used by a builder to advertise the property during the construction and sales period.

7. Temporary Structures. No structure of a temporary character, trailer, tent, shack, garage, barn, or other 
outbuilding shall be used on any lot at any time as a residence either temporarily or permanently. No trucks used in 
business or trailers, not including camping trailers or trailers used by the builder, shall be stored or parked on any 
part of said lots which would allow the aforesaid vehicle to be visible from the street, nor in the streets abutting 
said lots, except while actually loading or unloading. In no event shall junk vehicles be parked on any lots or 
streets or in the common areas.

6. Livestock and Poultry.  No animals, livestock or poultry of any kind shall be raised, bred or kept an any 
lot, except that dogs, cats or other household pets may be kept provided they are not kept, bred or maintained for 
any commercial purpose.

9. Garbage and Refuse Disposal.  Trash and garbage containers shall not be permitted to remain in public 
view except on days of trash collection unless in containers approved by the Architectural Control Committee. No 
accumulation or storage of litter, new or used building materials or trash of any kind shall be permitted on any lot, 
which shall be maintained in a neat and attractive manner, so as not to detract from the appearance of the entire 
property.

10. Membership.  The Architectural Control Committee shall be composed of Joseph L. Alfandre and Jack 
Alfandre either of whom may act, until the Class B membership is converted to Class A membership at which time 
a new committee may be appointed by the Board of Directors.

11. Procedure.  The Committee's approval or disapproval as required in these covenants shall be in writing. In 
the event the Committee, or its designated representative, fails to approve or disapprove within 60 days after plans 
and specifications have been submitted to it, or in any event, if no suit to enjoin the construction has been 
commenced within 60 days after the completion thereof, approval will not be required and the related covenants 
shall be deemed to have been fully complied with.

12. Lot Area and Width.  No dwelling shall be erected or placed on any lot that does not comply with 
minimum lot size and width as defined by the applicable ordinances or Loudoun County, Virginia; provided, 
however, that the Architectural Control Committee is authorized to permit reasonable variations to conform to 
variance granted by the proper authorities of said County.

13. Obstruction of View.  No tree, hedge or shrub planting shall be maintained in such manner as to obstruct 
sight lines for vehicular traffic.  

14. Removal of Trees.  Except as provided in Paragraph 13, no living tree of a diameter of more than four 
inches measured two feet above ground level, lying without the approved building and driveway area, shall be 
removed without the approval of the Architectural Control Committee.

ARTICLE VI

GENERAL PROVISIONS

Section 1. Enforcement. The Association, or any Owner, shall have the right to enforce, by any proceeding at 
law or in equity, all restrictions, conditions, covenants, reservation, liens and charges now or hereafter imposed by 
the provisions of this Declaration. Failure by the Association or by any Owner to enforce any covenant of 
restriction herein contained shall in no event be deemed a waiver of the right to do so thereafter.

Section 2. Severability.  Invalidation of any one of these covenants or restrictions by judgment or Court 
Order shall in no wise affect any other provisions which shall remain in full force and effect.

Section 3. Amendment. The covenants and restrictions of this Declaration shall run with and bind the land, 
for a term of twenty (20) years from the date this Declaration is recorded, after which time they shall be 
automatically extended for successive periods of ten (10) years. This Declaration may be amended during the first 
twenty (20) year period by an instrument signed by not less than 7S% of the Lot Owners. No amendment shall be 
effective unless signed by at least one lot owner, if any shall exist at the time, who is a “Class A” member. Any 
amendment must be recorded.

Section 4.  Annexation.  If within ten (10) years of the date of incorporation of this Association, the Declarant 
should develop additional lands within the vicinity of the Property, such additional lands may be annexed to the 
Property without the assent of the Class A members. The Common Areas and/or residential property so annexed 
shall be governed by the terms of this Declaration and the Owners of the annexed residential property shall also be 
governed by the provisions of this Declaration. Subsequent to this too (10) year period, the Association may annex 
contiguous Common Areas and/or residential properties, provided that any annexation shall have the assent of 
more than two-thirds (2/3rds) of the membership of each Class. The Common Areas and/or residential properties 
so annexed shall be governed by the terms of this Declaration, and the Owners of the annexed residential 
properties shall also be governed by the provisions of this Declaration.

Section 5.  FHA/VA Approval.  As long as there is a Class B membership, the following actions will require 
the prior approval of the Federal Housing Administration or the Veterans Administration:  Annexation of 
additional properties, mergers and consolidations, mortgaging of the Common Area, dedication of Common Area, 
dissolution by amendment of these Articles.